What’s the difference between an employer’s liability and employment practices liability?

Employer’s Liability: connected to Workers Compensation policies. Provides the company with legal defense protection if it is held liable for a employee’s illness or injury.

Employment Practices Liability: a type of management liability coverage, often packaged with Directors & Officers insurance. Provides the company and management with legal defense protection if it is held liable for a workplace tort such as harassment, discrimination, wrongful termination, and others.