Primary non-contributory coverage

Primary and Non-Contributory coverage is sometimes a contractual requirement for entities who may need a Certificate of Insurance from you. This wording is applicable in tangent with an additional insured endorsement since multiple policies could come into play in the event of a claim. What this means is that your policy would pay out before any other relevant policies and would not be able to subrogate from any other policies that claim to be primary. Some entities that may request this coverage apply to them on your policy would-be landlords or customers, whereas you may require this coverage to apply to you on a contractor’s policy.